Debt Blue has been an awesome company to work with. I made sure to pay for a lawyer as part of their service and I have had no problems. I was worried when I signed up.Because I heard all kinds of bad things about credit negotiation.However , I have not had one single problem. I am down to only two creditors out of ten being paid off in full and have not been taken to court or anything of the sort. I even got a check with money back from one of my. Creditors. I would highly recommend the service to anyone struggling with severe financial difficulties. It is a scary process, but it is better than not paying your bills.And having the creditors come after you. You can try to negotiate deals directly with your creditors.But then you have to take on that stress, and to have somebody else do it for ****** so much better. The fees that are paid are not really even noticeable.Since you have a normal monthly payment to make and it is well worth any paid to get rid of the headache of Creditors chasing after you.